The privacy of all those who use this web site is of prime importance to me

1. Except or otherwise outlined in this privacy policy, we will not wilfully disclose any personal information regarding our users without first obtaining their approval, unless required to do so to satisfy a legal obligation.

By using our web site, you agree to the collection and use of your information as outlined in this policy, and in our Terms of Use.

We do not collect any personal information about you (such as your name or email address) from your use of this web site, except where you have specifically provided us with that information. we do not collect your financial details at all. it is done via secure encrypted online transaction where your details are not visible to us. therefore we do not have a refund policy.

If you specifically and knowingly provide any personal information to us via this web site, you consent to KUMALAK using that personal information lawfully. Which we are bound by AUSTRALIAN state & federal laws privacy laws

We receive and reply to email from users on a regular basis. For record-keeping purposes we retain copies of most email sent to us. We do not anticipate that the information in the email we receive or send will be disclosed to any third party without the permission of the sender, either express or implied,

LINKS TO OTHER WEBSITES

We encourage you to familiarize yourself with the privacy policy of any other web site you visit which collects personal information about you, and to use your discretion when providing such information.

This section below is necessary for protection for myself, there is unfortunately those who would take advantage or misuse this service I provide

TERMS OF USE

Those who are considered minors, under the age ( 18 ) years of age must be accompanied by or have consent from a parent or legal guardian.

tolga savas (proprietor of KUMALAK) makes no representations on warranties, express or implied, with respect to: the advice, relevancy, or quality of information. And does not assume and hereby disclaims any liability to any person or entity for any loss or damages (including, without limitation, physical, mental, special, indirect, incidental or consequential) caused in regard to any information and or any suggestion(s) or advice provided to you through this web site and service by any and all from tolga, or as a result of your use of this service, regardless of whether resulting from negligence, accident, or any other cause whatsoever.

Health and or medical related advice given by tolga savas should be checked out by a licensed medical practitioner before being acted upon.

contact Tolga savas if you have any QUESTIONS regarding above statement anytime on +61423933662 australia

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