Privacy Policy & Terms & Conditions
Important! Please read this "legal statement" carefully before using this site
(Dear visitor, I welcome you to my web site kumalak.com.au and I assure you that you, your well being is very important to me, I respect each visitor who visits my website and contacts me, I have outlined information on this page regarding your privacy and terms of use to assure you that, you will have the best online service)
Your use of this site and the information available on this site is subject to the following terms & conditions:
Ownership - This site www.kumalak.com.au (kumalak.com.au) "website" is owned and operated by online expansions® (proprietor Tolga Savas)
Acceptance of terms & conditions - Your access and use of the Website is conditional upon your acceptance and compliance with the terms, conditions, notices and disclaimers contained in this document and elsewhere on the Website (known collectively as the "Terms & Conditions"). Your use of and/or continued access to the Website constitutes your agreement to the Terms & Conditions. Online Expansions® (Tolga Savas) may amend the Terms & Conditions at any time by posting the amended terms & conditions on the Website. The amended terms & conditions will be effective immediately and you will be bound by the amended terms & conditions from that time. This agreement may not be amended otherwise. You should visit this page periodically to review the Terms & Conditions. If you violate any Terms & Conditions your right to use and access the Website automatically terminates.
Privacy policy: kumalak.com.au (Online Expansions®) follows and implements privacy policies that is strictly professional and also those set in applicable laws in Australia and on line, and is as follows;
Except or otherwise outlined in this Privacy Policy & Terms & Conditions we will not disclose swap share or sell any personal information regarding our visitors, ever, unless required to do so to satisfy a legal obligation.
By using our web site, you agree to the collection and use of your information as outlined in this policy, and in our Terms of Use section below. We do not collect any personal information about you (such as your name or email address) from your use of this web site, except where you have specifically provided us with that information.
We receive and reply to email from our users on a regular basis. For record-keeping purposes we retain copies of most email sent to us. (and as an extra measure of security; once a month, we move and store all the information to an offline storage) We do not anticipate that the information in the email we receive or send will be disclosed to any third party without the permission of the sender, either express or implied, kumalak.com.au is bound by Australian state & federal privacy laws also with laws governing online privacy.
TERMS OF USE
(kumalak.com.au is born with you in mind and heart, to be able to provide its visitors (you) positive and guiding answers for your current and future endeavors)
(I use all my reasonable abilities and experience to make certain that my visitors receive honest insightful spiritual positive useful and exceptional service and positive guidance)
Though if the client is requesting information relating to:
Medical / Health matters (then my client must seek medical advice from a registered medical professional); subsequently for legal matters (it is suggested that clients sought advice from a lawyer or registered law practitioner) subsequently for mental health disorders (the client must get advice for their condition from a registered health professional) furthermore for business/career questions (client must seek additional information from a financial adviser)
You agree that; by using our services that you are at least 18 years of age and over. Those who are considered minors, under the (18) eighteen years of age must be accompanied by or have consent from a parent or legal guardian. At kumalak.com.au website we offer all services with utmost care professionalism honesty, because the nature of service involving mature content those who are considered minors must have parent or legal guardian present.
(This section below is unfortunately required, as most visitors are kind to kumalak.com.au also diverse and from all over the globe, unfortunately there maybe some people who would try to take advantage of my services)
Limitation of liability: Disclaimer
You agree that; by you exchanging information and getting a reading and/or psychic services on offer and/or spiritual advice of any form and/or any other information what so ever, Tolga Savas (Domain name registrar of kumalak.com.au) makes no representations on warranties, express or implied, with respect to: advice relevancy or quality of information. And does not assume and hereby disclaims any liability to any person or entity for any loss or injury or damages including without limitation, physical, mental, death, special, indirect, incidental or consequential caused in regard to any information and/or any suggestion(s) or advice provided to you through this web site and services by any or all from this website, or as a result of your use of this service, or dissatisfaction of this website to match to the manner or expectation you preferred or anticipated, linguistic or any other typing communication error, disruption in services offered on the website, damages caused to compensate someone (injury and or loss) regardless of whether resulting from negligence accident or any other cause whatsoever. And by you using this website you agree and are bound by these terms and conditions.
LINKS TO OTHER WEBSITES
Our web site may contain links to other sites that are not affiliated or associated with, or controlled by kumalak.com.au, please be aware that these other sites may be owned or developed by people over whom we have no control, and accordingly we are not responsible for their services products or privacy practices. This Privacy Policy & Terms and Conditions of Use, applies only to those parts of our web site within our control. We encourage you to familiarize yourself with the Privacy Policy & Terms and Conditions of any other web site you visit which may collect personal information about you, and to use your discretion when providing such information. kumalak.com.au takes no responsibility for the content of internet sites that link from this website. (Dream analysis service which is offered on kumalak.com.au has links to other humanitarian organizations, which you may exchange your details with them. Please read their terms of use and privacy policies in place, kumalak.com.au is not responsible for their services, and disclaims any liability in result of your interactions with the website's in concern).
REFUND POLICY
(At kumalak.com.au, I appreciate your visit and I assure you that I take your questions to heart and unlike other psychic websites I fully understand that your questions are not to be entertained with, thus I take your matter very seriously and I also appreciate your kind support towards your reading, in return for your kind support, I will do my best to answer you ethically professionally and with guidance and insights of highest order, regrettably I cannot offer a refund on your kind support.The time I allocate for each reading is usually more than you anticipated, please rest assured that kumalak website has time and time again proven itself to be of benefit and with quality of information
YOUR ON LINE SECURITY
(At kumalak.com.au interaction is professional private and secure. The best and most effective way to protect yourself from unauthorized transactions is to keep your financial information private (which means not to give your sensitive financial information to service providers or sellers) we never collect or ask for your credit card information. To give you that piece of mind and security we have chosen to use PayPal merchant services, which allows you to support us, without sharing your credit card information with us.
Except as expressly provided in a particular "legal notice" on the kumalak.com.au web site, these Terms and Conditions constitute the entire agreement between you and kumalak.com.au with respect to the use of the kumalak.com.au web site, services and content.
Thank you for your cooperation. We hope you find the kumalak.com.au website informative, helpful and convenient to use!
Please contact Tolga Savas anytime if you have any questions regarding above terms & conditions & privacy policy on 0423933662 in Australia or +61423933662 from overseas or simply e-mail 
Please do continue with your authentic & genuine psychic readings service.
